Terms of Service

By accessing or using the FastVance platform at fastvance.ca, you agree to be bound by these Terms of Service. If you do not agree, do not use our services.

FastVance operates a platform that facilitates the purchase of real estate commission receivables. FastVance purchases a portion of your earned but unpaid commission at a discount, providing you with funds before the transaction closes. This is a purchase of a receivable, not a loan.

To use FastVance, you must be: a licensed real estate agent in good standing in your province, affiliated with a brokerage that is registered on the FastVance platform, and at least 18 years of age. You represent that all information you provide is accurate and complete.

When you submit an advance request, you are offering to sell a portion of your commission receivable to FastVance. Each transaction is subject to: verification of your transaction documents, approval by your brokerage, and final review by FastVance. FastVance reserves the right to decline any advance request at its sole discretion.

The purchase discount is calculated based on the amount advanced and the number of days until the transaction closes. Current pricing is available on our platform. The discount is the only charge — there are no application fees, setup fees, or administrative fees.

By submitting an advance request, you authorize FastVance to contact your brokerage to verify transaction details and to direct the brokerage to remit your commission to FastVance upon closing.

You represent and warrant that: the transaction is firm and unconditional, all documents submitted are genuine and accurate, you have the authority to assign your commission receivable, and there are no liens, encumbrances, or competing claims on the commission.

If a transaction does not close or if any representation proves to be inaccurate, FastVance reserves the right to seek recovery of the advanced funds. Specific remedies are outlined in the Commission Purchase Agreement executed for each transaction.

FastVance's total liability to you for any claim arising from or related to our services shall not exceed the fees paid by you in the twelve months preceding the claim. FastVance is not liable for indirect, incidental, consequential, or punitive damages.

The FastVance name, logo, and platform design are the property of FastVance Financial Inc. You may not reproduce, distribute, or create derivative works without our written consent.

These Terms are governed by the laws of the Province of British Columbia and the federal laws of Canada applicable therein. Any disputes shall be resolved in the courts of British Columbia.

We may modify these Terms at any time. Continued use of the platform after changes constitutes acceptance.

FastVance Financial Inc.
Email: legal@fastvance.ca
Website: fastvance.ca