Privacy Policy

FastVance Financial Inc. (“FastVance,” “we,” “us,” or “our”) operates the FastVance platform at fastvance.ca. This Privacy Policy describes how we collect, use, disclose, and protect your personal information when you use our services.

We collect information you provide directly, including: your name, email address, phone number, real estate license number, banking information (institution, transit number, account number), government-issued photo identification, and transaction documents (contracts of purchase and sale, trade record sheets, deposit cheques, and related real estate documents). We also collect information automatically, including IP address, browser type, device information, and usage data.

We use your information to: process commission advance requests, verify your identity and real estate license, validate transaction documents, communicate with you about your advances, comply with legal and regulatory obligations, improve our platform and services, and prevent fraud.

We may share your information with: your brokerage (to obtain approval for advance requests), payment processors (to facilitate fund transfers), legal and regulatory authorities (when required by law), and professional advisors (legal, accounting, and audit services). We do not sell your personal information to third parties.

We implement industry-standard security measures to protect your personal information, including encryption of sensitive data at rest and in transit, secure access controls, and regular security assessments. Banking information is encrypted and stored in compliance with applicable standards.

We retain your personal information for as long as necessary to provide our services and comply with legal obligations. Transaction records are retained for a minimum of seven years in accordance with applicable tax and financial regulations.

Under the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy legislation, you have the right to: access your personal information held by us, request correction of inaccurate information, withdraw consent for certain uses of your information, and file a complaint with the Office of the Privacy Commissioner of Canada. To exercise these rights, contact us at privacy@fastvance.ca.

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on our platform.

FastVance Financial Inc.
Email: privacy@fastvance.ca
Website: fastvance.ca